Wednesday, January 1, 2014

Do you have raw sewage under your house and need a crew to clean it up immediately? Call (757) 535-4367



Will my Homeowner’s Insurance Pay for a Sewage Cleanup in my Crawl Space?


In most cases, probably not. In almost every case the claims adjuster is going to report that the sewer line failed as a result of deterioration in the pipe. In fact, the adjuster is going to ask many pointed questions as to your activity regarding maintenance of the sewer line. Although the pipe is under the ground, Adjusters feel that it is your property and you are responsible for maintaining it. Aftercare advises that you contact us before calling your insurance company. Together we can inspect the problem and come up with a presentation for the adjuster assigned. The more knowledge you have the better the outcome for coverage.

There is however, a caveat that may exist. If the sewer pipe is part of the infrastructure of the city or town in which you reside, there may be coverage under the homeowner’s policy. There is an endorsement available called “water backup and sump overflow”. Although this endorsement is normally purchased for homes with finished basements, you may have gotten it added to your policy automatically by the agent. The coverage usually has a sub-limit of $5,000 or $10,000 along with a deductible. If the water and sludge under your home is the result of a backup in the infrastructure, then coverage will respond subject to the limit and deductible.

In some areas of the country where cities and towns have been affected by a shrinking tax base, often times infrastructure maintenance is reduced to alleviate stress on the budget. If that is the case where you reside then coverage may be available via the water backup endorsement.

Aftercare knows the ends and outs of making a claim for sewage spills under homes. Our technicians can start immediately. Once we have cleaned a path to the broken pipe; your plumber can get that break fixed. This will prevent further contamination in your homes crawl space. Aftercare can now start to clean and disinfect all areas that have come into contact with sewage. Aftercare will be happy to give you a free estimate or answer any questions you may have. (757) 535-4367 

  Please click onto link below to read more about Aftercare cleanup process. 


                                             
https://www.dropbox.com/s/sghfgfkuqbouiim/Crawl%20Space%20Sewage%20Cleaning.mp4

No comments:

Post a Comment